If you’re an American living in Mexico and earning income in the U.S., one of the first challenges you’ll face is how to pay rent in Mexico. Whether you’re in Mexico City, Mérida, Oaxaca, or Tulum, landlords usually expect rent in pesos—and figuring out how to do that efficiently can be tricky.
This guide will walk you through the best methods, explain why SPEI bank transfers are the preferred choice, and show you how Dulloo makes it fast, safe, and easy.
Common Ways Americans Pay Rent in Mexico
1. Paying in Cash
This is still common in some areas, but it has major downsides:
- Carrying large sums of pesos is risky
- ATM withdrawal limits can be frustrating
- Exchange rates and fees add up
2. Using a Credit Card
Some landlords accept credit card payments, especially in tourist-heavy zones, but:
- They often charge an extra 3–5% fee
- You may face foreign transaction fees from your U.S. bank
- It’s not always reliable or available
3. PayPal, Zelle, Venmo, or Wise
These apps are great in the U.S., but not ideal for rent in Mexico:
- They offer poor exchange rates
- Transfers can be slow or unreliable
- They may not send directly to a Mexican bank account
The Best Way to Pay Rent in Mexico: SPEI Transfer
SPEI (Sistema de Pagos Electrónicos Interbancarios) is Mexico’s official interbank transfer system. It’s fast, safe, and how most people in Mexico pay rent and bills.
To use SPEI, you need your landlord’s CLABE number—an 18-digit Mexican bank account number. Just ask your landlord for their CLABE, and you’re ready to go.
Dulloo: The Best Way to Pay Rent in Mexico from the U.S.
If you don’t have a Mexican bank account—or just want the easiest method—Dulloo was built for you. Dulloo lets you use your U.S. bank account to send pesos to your landlord’s Mexican account via SPEI, quickly and securely.
How Dulloo Works:
- Sign up at dulloofx.com
- Enter your landlord’s CLABE and payment amount in pesos
- Pay from your U.S. bank account via ACH
- Dulloo sends a SPEI transfer to your landlord
- You receive an official Banxico receipt by email
Why Dulloo Is the Best Option for U.S. Expats
- Use your U.S. bank account – No need to open a Mexican account
- Get a competitive exchange rate – Better than most banks or remittance apps
- Pay via SPEI – Fast, safe, and direct to your landlord’s account
- Receive official confirmation – A Banxico receipt for every payment
- Avoid credit card or ATM fees
Frequently Asked Questions
How do I pay rent in Mexico from the U.S.?
You can use Dulloo to send pesos directly to your landlord’s Mexican bank account using your U.S. bank account. It’s fast, simple, and secure.
What is a CLABE, and why do I need it?
A CLABE is an 18-digit bank account number in Mexico, used for SPEI transfers. Your landlord will need to provide it for you to send a rent payment.
What is a SPEI transfer?
SPEI is Mexico’s national real-time payment system, managed by Banxico (the Bank of Mexico). It’s the standard for paying rent, utilities, and other local expenses.
Is it safe to pay rent online in Mexico?
Yes. Dulloo uses encrypted systems and trusted banking partners to ensure your payment is secure. All transactions are processed via the Mastercard SPEI infrastructure through Arcus, a licensed financial platform directly connected to Mexico’s banking system. Every payment is transparent, trackable, and comes with an official Banxico receipt.
What’s the cheapest way to send rent to Mexico?
Dulloo typically offers better exchange rates and lower fees than banks, cards, or international transfer apps. No hidden fees or extra surcharges.
Conclusion: Pay Rent in Mexico the Smart Way
Living in Mexico as an expat is a great experience—don’t let rent payments be a hassle. With Dulloo, you can:
- Use your U.S. bank account
- Send pesos directly to your landlord via SPEI
- Receive formal Banxico proof of payment
- Save on fees and avoid carrying cash
Start paying rent the easy way—create your free Dulloo account now.